Cyprus University Accepts Bitcoin For Tuition Fee Payments ...

University of Nicosia: Proposal to the Cyprus Government for Converting Cyprus into a Worldwide Hub for Bitcoin Trading & Processing!!

I attended a conference at the University of Nicosia organised by the ruling political party (DHSY).
The University and the Cyprus Stock Exchange were very positive about this. Neo & Bee officials said that they will give any assistance needed.
The Chairman of the State Stock Exchange said they lack knowledge of bitcoin and will welcome any help from the University & Neo.
If they manage to do this, Cyprus will become the center of the bitcoin world!
Check the presentation of the University's CFO, Dr. Christos Vlachos, here:
http://www.paideia-news.com/content/files/62452025.pdf
Especially page 13 where he talks about the proposal of the University that has been made to the Cyprus Government to make Cyprus the center of the bitcoin world! A real visionary!!
Here is a translation of page 13:
**PROPOSAL TO THE CYPRUS GOVERNMENT FOR CONVERTING CYPRUS INTO A WORLDWIDE HUB FOR BITCOIN TRADING & PROCESSING
We believe that Bitcoin offers a significant opportunity for innovation and development: we would like to see Cyprus using its powerful human and academic capitals to become a pioneer in this regard.
All that the state has to do is to create a regulatory framework for Bitcoin businesses in Cyprus: this will eliminate/reduce the risks associated with digital currencies such as counterparty risk.
We can create an entirely new industry in Cyprus based on Bitcoin and digital currencies.
There will be major foreign investments in the economy, large annual income from its trading in the official Cyprus stock exchange and creation of new jobs.
Zero investment from the government.
The opportunity will not be there forever . Already other countries make similar moves e.g. Singapore , Switzerland , Denmark.**
submitted by Skoutz to Bitcoin [link] [comments]

The first institution of higher education in the world, receiving payment in Bitcoin, was the University of Cyprus way back in 2013. University had received a payment from Francois Rossouw, a South African student.

The first institution of higher education in the world, receiving payment in Bitcoin, was the University of Cyprus way back in 2013. University had received a payment from Francois Rossouw, a South African student. submitted by d_duckie to Tradelize [link] [comments]

Bitcoin goes to Uni - tuition and fees now payable by Bitcoin at University of Nicosia in Cyprus.

submitted by cmcmed to worldnews [link] [comments]

University of Nicosia, Cyprus accepts bitcoin for tuition!

University of Nicosia, Cyprus accepts bitcoin for tuition! submitted by bbelev to Bitcoin [link] [comments]

University Of Nicosia (Cyprus) now accepts Bitcoin for payments. Also sets up MSc in Digital Currency.

University Of Nicosia (Cyprus) now accepts Bitcoin for payments. Also sets up MSc in Digital Currency. submitted by TheIncredibleWalrus to technology [link] [comments]

Dr. Christos Vlachos, CFO of the University of Nicosia: Proposal to Cyprus government to convert Cyprus into a worlwide bitcoin hub for trading, processing and banking

Dr. Christos Vlachos, CFO of the University of Nicosia: Proposal to Cyprus government to convert Cyprus into a worlwide bitcoin hub for trading, processing and banking submitted by lennert85 to Bitcoin [link] [comments]

University of Nicosia in Cyprus is the firth educational institution that accepts Bitcoin!

University of Nicosia in Cyprus is the firth educational institution that accepts Bitcoin! submitted by ExeciN to Bitcoin [link] [comments]

Cyprus' University of Nicosia Now Accepts Bitcoin for Tuition Payment

Cyprus' University of Nicosia Now Accepts Bitcoin for Tuition Payment submitted by someotherstuff to Bitcoin [link] [comments]

Blockchain Use in Intellectual Property

Blockchain Use in Intellectual Property
Link to original article: https://block.co/blockchain-use-in-intellectual-property/
Patents, trademarks, and industrial designs, along with copyrights, are all types of intellectual property protections that help creators of written stories, inventions, artistic works, or symbols to stop people from stealing or copying their pieces of work. In this article, we will examine how blockchain is used in Intellectual Property rights.
Broadly speaking, Intellectual Properties (IP) are “unique, value-adding creations of the human intellect that result from human ingenuity, creativity, and inventiveness.” (Kalanje, 2006).
By observing trends, we can identify a steady increase in the number of Intellectual Property applications worldwide. According to official statistics by the World Intellectual Property Organization (WIPO), applications worldwide of patents grew 72.3% over ten years, increasing to 3,326,300 from 2008 to 2018. Trademarks grew an astonishing 160% over the same period, to a record 14,321,800 number of applications, while industrial design applications were 1,312,600, growing by 61%. Every country has a specific authority where to apply for proper protection. However, it is becoming increasingly common that these jurisdictions will utilize blockchain technology to provide a smoother, faster, and cheaper application process and a system that ensures an incorruptible and secure timestamping through the hashing function.
How does it work?
Blockchain ‘trust’ is guaranteed by hashing algorithms, instead of third parties. Since, by default, hashes are unique and cannot be misinterpreted, nor two same hashes can be produced, it’s just easy to identify and match that hash with a unique document creating an unambiguous proof of existence. This way, a permanent ledger of data is created to prove the existence and the lifecycle of a specific IP right, enhancing its protection at a registry or in court.
Blockchain use in Intellectual Property potential is enormous, aiding in the evidence of creatorship and provenance authentication to registering and clearing IP rights; digital rights management; establishing and enforcing IP agreements, licenses, or exclusive distribution networks through smart contracts; and transmitting payments in real-time to IP owners.
In the case of patents, the real benefit of using blockchain lies in the immutable ledger of records with a tamper-proof code providing strong evidence of facts about an invention life-cycle. However, unlike copyrights, any new creation will still have to be patented with the proper authority or anyone else will be free to copy it or claim it without incurring any legal trouble.
https://preview.redd.it/py8eashu7vp51.png?width=940&format=png&auto=webp&s=224cf5fb4087a6100f99a05c19038b18abeca6fa
“Deploying blockchain technology within the patent system could reduce inefficiencies in recording and efficiently agreeing the time of registrations, perhaps across several national patent systems” (Boucher et al., 2017).
In the case of Copyrights, these do not need to be registered with a government authority, therefore blockchain can have a major role in ensuring that evidence can be provided of authorship, use, and status of a specific production. Particularly, in case of disputes in court, blockchain provides strong evidence to prove an inventor’s right on intellectual property, and protect legal rights on authorship. So, when including writing and literary or artistic works, creators get some type of protection automatically via blockchain, whereas with others, they have to apply for it.
Trademarks, on the other hand, are the IP protection type that can most benefit from blockchain because it can easily, quickly, and very cheaply prove how similar are two marks to each other and who can claim to have used it first, providing immutable and timestamped proof of dates and usage. By using blockchain, many of the questions which can arise about exactly when, where, and how the trademark was used, can be instantly answered.
Cyprus-based company Block.co provides services in a range of different industries, and timestamping trademarks on the blockchain is one of them. The company is a spin-off of the University of Nicosia, one of the biggest blockchain contributors globally, and its mission is to eliminate document fraud in all sectors, by transforming the way institutions manage digital records.
International business and technology lawyer Christiana Aristidou makes large use of Block.co’s services and especially in copyrights and trademarks for several of her clients.
“We consider the Block.co solution indispensable towards our objective of constantly enhancing the provision of our legal services through innovative technological solutions. The protection of copyright and other relevant intellectual property rights now involves a simple, fast, automated, and cost-efficient, blockchain-backed certificate issuance. Using blockchain, thereby ensuring a transparent, immutable, secure, time-stamped, and tamper-proof recording of data, the Block.co solution offers a revolutionary and innovative means to protect our clients’ intellectual property, instead of other time-consuming and costly traditional processes.” she recently stated.
“Specifically, our clients’ data and evidence supporting their authorship, invention, or creation of any property that warrants copyright protection, may now be recorded in a digital document, which is then verified in a trusted and time-stamped manner on a blockchain. Our clients retain ownership and control of their data, having been granted easy access to a self-verifiable blockchain-secured certificate of such data.”
Smart Contracts
Smart contracts could also represent an important asset of blockchain technology because they can be used in intellectual property to establish and enforce agreements such as licenses and allow the transmission of payments in real-time to IP owners. Indeed, they allow automatic payments for transactions between users and rights holders with no middle man, thereby cutting out intermediate fees, longer procedures, and bureaucratic hurdles.
https://preview.redd.it/arfnefjx7vp51.png?width=940&format=png&auto=webp&s=78db6dc6f734385de74e2916091fff72e935c4e8
Blockchain in IP around the world
In Europe, various governmental agencies and IP registries such as the European Union Intellectual Property Office (EUIPO) are actively involved in researching and promoting blockchain capabilities within the industry.
In particular, they believe blockchain can transform IP rights by highlighting, in one of their advanced research forums, that:
  • IP and blockchain are interrelated
  • Blockchain is transformative
  • IP protection will drive innovation in the ecosystem
  • Blockchain technology will transform IP protection and enforcement
  • Blockchain technology provides opportunities for both pirates and law enforcement
In India, the IPO (Indian Patent Office) is working on using blockchain and other innovative technologies like AI and IOT to enable smoother patent processes. A Blockchain-AI-based ecosystem is on the table to manage IP protection in India, intending to produce a much more efficient, straightforward, and faster procedure. IPO recently announced a tender called, “Expression of Interest for Making use of Artificial Intelligence, Blockchain, IoT and other latest technologies in the Patent Processing system of IPO”, reinforcing their will to proceed along this line of work and stay up to date with the technological innovation that blockchain, AI and IoT can bring to the benefit of IP rights. A legal framework for a Blockchain-based IP registry to protect and commercialize smart ideas is one of the main and earliest initiatives the IPO is taking for the Indian IP industry.
In the United States, we find a clear example of how blockchain is used to protect American businesses from IPR theft by testing imports. Since blockchain has proven to be beneficial to streamline communication between multiple parties securely, the U.S. Customs and Border Protection (CBP), with the funding of the Department of Homeland Security’s Science & Technology Directorate, recently completed a proof-of-concept (PoC) of a blockchain platform with that specific aim. Personal data and trade secrets would be kept safe at all times using encrypted keys, with the blockchain acting as an immutable ledger to record trade transactions.
In Southeast Asia, Thailand is leading the way in developing blockchain technology for IP protection. Various organizations and government offices have invested in projects aimed at implementing the tech to make IPR processes more efficient and faster. The Ministry of Commerce has recently launched a feasibility study to explore the use of blockchain for IP registration in the country, while the Thai Trade Policy and Strategy Office (TPSO), in collaboration with the British Embassy, were designated to analyze the study and translate it into action plans for future developments.
Conclusion — Blockchain limits and benefits in IP
As with every new technology, especially the most disruptive ones, setbacks can be both from a technical and a systemic perspective. Enormous processing power and scalability are still the main issues from a technical point, whereas a system that could connect registries across the world through a single distributed ledger represents the main challenge, not only for IP-related industries. Thankfully, Block.co’s solution already uses the Bitcoin blockchain and its network effect for this purpose, envisioning truly decentralized and secure storage for IP rights, that will outlive any issuing institution itself.
An international standardized system and platform that could facilitate global communication and successful management of IP rights via blockchain is an ambition that is reflected in healthcare, law, and many other industries. On the other hand, blockchain based IP rights enforcement is already a huge achievement, especially for those small artists who could not afford teams of lawyers to defend them in disputes to prove records of their authorship.
For more info, contact Block.co directly or email at [email protected].
Tel +357 70007828
Get the latest from Block.co, like and follow us on social media:
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Anonimity. Chapter 1. part 1.

First of all, i want to say Sorry, because i use computer interpeter for text of my book. English isn't native language for me. I can talk with you guys, but text is really difficult to translate manually.
This book about near future in Russia. Sometimes it's full of stereotypes and some manners which are hard to understand for people from USA, Europe and ohter world. Almost everything creations in cyberpunk jenre starting like it's actually happened. In 30\* year or so. No one talks how it started. I try to do it. Hope that U will like it.*
Thanks! Have a nice day!
p.s. I'm always in touch on twitter, facebook and etc. Actually since yesterday on Patreon, Lol.

Anonymity is an impersonal property by the meaning of the adjective; lack of individuality, originality.
I would like to be born earlier, say, in the eighties and nineties, and somewhere in Europe or the USA. The point is not that I am not a patriot, but that it was at this time that progress made leaps and bounds all over the world, it was then that the concept of "globalization" became a symbol of the word "progress".
No joke, the flourishing of car production, a breakthrough in aircraft construction, the beginning of the computer era ... Of course, the Soviet Union took an active part in this, only there is a significant factor that would not allow me to enjoy the above to the fullest. The union died in 1991 and hard times came for the inhabitants of the entire post-Soviet space. I could only stand on the sidelines of all this, remembering the first Nintendo, SEGA, PC and other things that were attributes of the life of adolescents in those days. We were shoved from blue screens, as a given, that everywhere and the grass is greener than the trampled parking lot in front of the house, and the sun shines somewhere brighter there.
The corridors of the educational building of the institute, in which I studied since 2020, looked more like the ruins of an ancient civilization. On the walls there were many portraits of scientists from past years, those who seriously looked at students who did not know what they want from life and why they went to a technical university at all.
With the advent of the Internet to the general public, everyone decided that now you can learn from any corner of the world, read books and perform other useful activities. What actually happened? But in fact, people bare all their vices, the traffic of sites with 18+ content is much higher than that of a site with physical and technical content, which is remembered when writing term papers or theses.
The group of students standing in front of room 203 was no exception. If you look at them from the outside, you can understand what this passage about sites of a narrow focus was about. Here is Maxim, he is dressed in tight trousers, a purse hangs on his shoulder, the key to a fresh BMW is in his hand, next to him is a pretty girl in a skirt with a plaid and a white blouse. She smells of some kind of perfume, from which the nose clogs up and the eyes begin to water. She communicates with him, practically dumping her bust out, which he willingly uses. But why should he - a resident of the capital, who already in life everything worked out from the start, a girl from Ryazan province, who came to conquer Moscow - is unclear. First of all, it is not clear to Kirill and Mishka, the two ringleaders of the group, they live in the same room in a hostel and come to the institute in broken-down Zhiguli car. How many years have passed, and these piles of iron still plow the vastness of the universe. The guys do not boast about it, they work part-time in the delivery of pizza and sushi. The work is difficult in places, but if they are here, then they survived. They came from the Orenburg region in the hope of gaining a foothold here, who brought whom - we still need to think, but one thing I can say for sure, everyone needs friends, which means they will not be lost. They are standing with Vit'ka, a resident of the Moscow region, and therefore not in the hostel. The non-rubber dorms in Non-rubber city are beauty. And what he spends, like many of the group, two hours on the road, few people care. I stood in the corner and crammed notes. The rest of the group worried me a little, because I practically did not communicate with them, only on institutional matters. There were a total of twelve people, and in fact almost twenty heads were enrolled in the first year ... - Hey, Kit, look, - said Mishka, who came up to me, nodding at Max.
- I don’t see what to look at,- I looked up from the notes for a second and again buried myself back.
-She’ll strangle him with her airbags now,- he continued.
- Well, at least then Maxim will die happy, I suppose.
- It's already good to cram, the last exam. And then - final exams are handed over, and - freedom. Good already. You have everything on the ointment with the teacher, - Kirill jumped cheerfully.
- On "ointment" does not mean that I will not have to answer questions and take the test part. And there is a commission from all over the department.
- Listen, it's good to fill in, well, - Vitya joined us, - the whole department adores you. The one who needs to worry is her, - he nodded again at Max's interlocutor, - her whole brain will now fall out into the street, and by the age of thirty it will sag to the navel. It’s not the "same coat" now.
- Not understood?! Have you checked, or what? - Mishka and Kirill responded in unison, bulging their eyes at Vitya. - What's the difference whether I checked it or not. I'm just as uninteresting to her as you two are, - He answered.
- No, no, no, come on in more detail here, - said Mishka, folding his arms over his chest, which made his shirt start to crack at the seams. The guys got stronger from physical work.
- Yes, a couple of years ago, I arrived at the institute in my aunt's car. She lives in Moscow, near Sadovoe ring, - began Vitya.
- Well, I remember, she seems to have a Mercedes E-class. We rode at night, - with their conversation, they did tear me away from repeating the material.
- Well, - he continued, - my aunt was leaving for Cyprus for two weeks to rest. She loves me, she cannot have children, so she spoils her nephew. So she said: "Here are the keys to the house, here are the keys to the car. Simple equipment is harmful." I already refused, but she did not accept objections. We rode with you on the third day, and at the end of the week, this madam approaches, - he nodded towards Max, - and it began, everything is the same, the chest is protruding, hints and so on.
- And then what ?! - asked Kiril.
- Next, I collected a scholarship, borrowed it from you, and went for a walk. And that, then it seemed to me, the girl is not bad. We went to Cafe, walked around Zaryadye guide-park. Word for word, we ended up at my aunt’s house, and I’m not taking her to my area. Well, that's all, as they say in the novels.
- And the details? - put in Mishka, - Let's paint, otherwise we see the object, the fantasy works, but here it is.
- There will be no details, I'm talking about the bed in the bed, where you can't get, Misha. I can only say that next week after, we did not get out of it. And then my aunt arrived, and I again returned to my mother in the village. And she said, "let's go for a drive, and let's go to you." Well, I said that I live in a village near Yegoryevsk. She even threatened to declare to write, they say, I forced her all week ... It's good that the threats remained so.
- What are we going to do, Max is swimming, apparently, - I said, looking at how our friend's cheeks melt and his eyes grow cloudy.
- Don't piss, Keith. Look here, - Mishka winked and confidently walked towards the couple.
- Mishka, you would at least wash the dirt from under your nails!- Kirill shouted after him, to which he was sent with his middle finger over his shoulder.
- Let's see how the matter ends, do not distract him, - I asked Kirill.
It is worth making a digression here. Maxim was the son of the head of a department of some multinational corporation. He was not a typical daddy's son, he did not shine with intelligence, but he was not stupid either. He was also not a spoiled major. He dressed modestly, but tastefully, for the first two courses he took the metro, then moved with the help of his father to a second-hand German car. In the first year, we helped each other, all five, and on that one we became friends. When we could have tied a few lines of code together, Max's father started throwing hack for us. Also, he asked to help his younger talent. Who would have thought that from the fourth year the talent itself would be interested in everyone and the money of his father would be spent by all of us on a joint revelry, now in the hostel, then in the country. But we have postponed something. By the way, Max was always ashamed of his father's dachas and loved our simple dachas, in which there was nothing but a house and a bathhouse. And about the fact that we all slept - anywhere, I will not tell. The father gave Max a new car only the other day, when he realized that his son deserved a gift for the end.
The death of Vitya's father brought us even closer, it seems, in his third year ... His father was a strong man who himself left the city closer to the earth. He started a household and so on ... We turned out to be the healthiest foreheads, and carried the coffin to the cemetery. It so happened that he and his mother had few loved ones, and even those old people. Oncology did not ask whom to pick up. Vitya did not live with his aunt, although she always had a room ready for him. He told her: "Who will I leave my mother to?" So we were friends with our five all the time.
In the meantime, Mishka confidently approached the couple, taxied behind Max, shook him by the shoulders, said something, which made Madame's face turn red, and this could be seen even through the foundation, and now they already walked towards us.
- Grandmaster, not otherwise, - Kiril said on exhalation.
- I suggest everyone go out for a smoke, - I said as the guys approached, and we headed for the stairs.
So we, with our motley company, migrated to the entrance to the educational building. The big sign "NO smoking" got an ashen smiley with a mustache, beard, and who was not so cultured, painted what is usually painted on fences in the village. In general, the spirit of student unity was evident here as well. We lit a cigarette with our friendly company.
- Well, what, the last exam, eh?- I began.
- Yes, finally, and then already tired, the sun is outside, girls in skirts, and we are sitting here, - picked up Max.
- Yeah, is it you who fell for the skirt, or just got confused? - I poked him.
- Yes, she came, word for word, so, chatter about nothing, and I see that she constantly props her chest with her hands, but the look itself fell there, - Maxim began to make excuses.
- Yeah, and when the bodice is removed and stops propping up, I guarantee that you will want to put a basin, as if from a drink. This good will fall, like the bitcoin rate in tenths, and everything will end either with a wedding on a fake pregnancy, or you will pay off so that she does not apply for you, - Vitya continued.
- And how do you know, Vitos? You're still a quiet one. Probably, he didn't even hold on to the handle, - Maxim tried to continue the excuse.
- The best defense is offense? - Kirill interjected.
- Hush, Kir. Max, just the same with her and held on to the handle. Remember the third year, when we rode in my aunt's car.
- Let's say. I remember.
- So she was gone for two weeks, and we drank one. The second week I was busy with her, or rather, she suggested it herself, and I did not refuse. I ended up borrowing money from you in order to pay off her. As I remember, a shiver breaks through.
- So you said that on a wheelbarrow, which he threw as soon as he bought, - Max refused to believe.
- As you understand, I didn't buy a car, but paid Madame for services, - Vityok involuntarily grimaced.
- Oh, - Max realized, - I apologize, and thanks for the warning. I just lacked the Ryazan milkmaid.
- Do not forget about saggy tits, - added Mishka.
- Yes, Ryazan milkmaid with sagging tits, - repeated Max and threw out the cigarette butt. We followed suit and returned to the corridor.
There were still a couple of minutes before the start of the exam, there were even more people, room 203 was an amphitheater, which made it possible to conduct exams for a large number of students. Organized groups of students crowded, according to my estimates, at least three, which means about fifty people. That's really, wholesale is cheaper.
- So, gentlemen graduates! - the head of our department, a woman in years, but with an iron grip, and, moreover, an excellent teacher, came out of the office. - I ask you to take seats in the audience.
We are located on the same row, all of our five. As per the precepts, not far, but not close to the commission. If you sit close - you will be in plain sight as a crammer, if from behind - as a gouge. The tactics were working, the answer cheats were prepared in paper, jammers were knocking out the Internet and all kinds of wireless headphones. White noise was reproduced in the headphones, but our Galya (Ryazan milkmaid) was not ready for such a scenario, and upon switching on she began to look around the audience helplessly. We did not gloat, but we did not deprive ourselves of moral satisfaction.
Sweating over the ticket, I wondered, what will happen after school? I didn’t understand at all why I was going to become a programmer. I studied a little, something and somehow, but do I see myself in the profession ??? Not sure. Okay, war will tell the plan. I quickly wrote answers to three out of four questions, thought for a long time, but did not win. Okay, one more four, one less. Kiril and Mishka tensed, their foreheads were covered with sweat, but they write something tirelessly. The commission was already minding its own business and paid less attention to us.
- Pssss, - Max shouted to me.
- What? I replied in a whisper.
- After the exam we are going to my village house, to have a carouse. And I do not want to know the refusal. Pass on. Dad threw off the SMS, I didn't have time to say.
- So you wrote everything? - You offend! I got a favorite topic. And how many business card-sites we riveted, I will keep silent. So that.
On this wonderful note, all students were asked to submit papers. Traditionally, only those with a controversial assessment were personally interviewed. None of our company got into this number, so we loaded into the Maxim's BMW and drove out the City.
The Moscow heat, who has been, knows how hot it is in the megalopolis in summer, especially when the changed tiles get hot for the hundredth time, but the breeze is gone. We left the building happy and tired. The presentation of the diplomas was expected in a month, and today two B grades, A grade for Vitya and C grade for Kirill and Mishka. We went out, Max opened a pack of cigarettes that his father had brought him from Cuba, I think "Cohiba", knocked out a cigarette for everyone and gave them a light. Silently we dragged on simultaneously and headed to the car.
- So, - Max said sternly, - we don't smoke inside!
- I see, - we answered and finished smoking, standing near the apparatus.
I sat in front, as the tallest, the rest of the guys were in the back. Mishka was unlucky most of all, he was pushed into the middle, consider that he rode more inconveniently and higher than all those present, and the village-house was already beyond Sergiev Posad. So from time to time on the hummocks our friend switched to falsetto, while the others enjoyed the ride. Father gave Max a five-sreies with many options in the cabin, but not a very voluminous engine, so that there was no desire to drive beyond measure.
- Max, are we going to stop by the store? Is there meat, booze? - I asked when we drove onto the Yaroslavl highway, breaking through the Moscow traffic jams.
- No, Dad organizes everything. For everyone. There are booze, meat, baths and other joys of life. The whole house is at our disposal, - Max answered calmly and the joyful hubbub of our comrades was heard from the back row.
After some time, we drove into the woods, where we turned into an elite village. Someone lived here permanently, while someone here just had a summer residence. The father of our friend belonged to the second type of people. It's easier to do things when you live next to work and Moscow City is just a stone's throw away, then in general it is beyond praise. Max pressed a button and the gate obediently slid to the side.
- Wow, a house, - drawled Mishka.
- Wow. I saw this in the picture, and even then not often, - Kira echoed.
- And you would pay more attention to common girls when my father called us to celebrate the launch of their product on the market, - Max answered.
- So you were here?
- Yes, we were once,
- I answered.
- Uh-huh, - said Vityok.
There was something to be surprised at. A two-story European-style mansion among trees, with a large veranda on which stood a heavy oak table and chairs. There was also a tennis court at some distance. There was a large garage and a barbecue corner on site. In front of the house there is a lawn with various conifers. Before leaving the car, we smelled the smell of meat.
- Apparently, the father of his cook asked to cook everything, so you guys won't be able to leave hungry, - Max began, getting out from behind the wheel.
- So we were not going to !! - he heard the chorus from behind, and we left the ship.
We decided to go through the house, washing our hands along the way. Heavy oak planks didn't even think to creak when we fell out of the house. These are not modern plastic boards that prick and knock, while crackling like a Chinese bouncy. We went to the table, on which there were already salads, an aperitif was poured into the glasses. We drank.
- And what is this sweet muck? - Mishka responded.
- This is an aperitif, served before meals, so that you want to crackle more, Mish, - Maxim answered.
- Is it like - beer before vodka? Got it, - Kirill responded.
- Okay, I propose to start our celebration, otherwise, you never know, you will take whiskey for used oil, - Maxim continued as the owner.
- Young people. I am glad to welcome you! - a man in a cook's jacket appeared and began to tell us what dishes were on the table. In addition to the Greek salad, there was a warm tuna salad, and some other appetizers, the names of which I did not remember. From his speech, only Max understood the names, and we sat with our mouths open. Well, Vitya and I understood something, but Kirill and Mishka were sitting, frankly with the lower jaw on the floor.
- He's not cursing now? - asked Cyril when the cook left.
- No, he told me what was on the table and what would be on the hot. So, if I were you, I would pour it already, graduates!
- So we will pour! - Mishka took a bottle of Chivas, poured himself, - Who else? he asked briskly.
- Give it to me, - Kiril answered, for which he received his glass of whiskey.
- No, I'm white wine,- Vitya replied, taking a bottle of semi-dry wine.
- I thought there were no girls among us! - Mishka responded with a challenge.
- Misha, don't get to the bottom of him, I'll have vodka and juice myself, so as not to fly to the first space flight ahead of time, - I interjected.
- Let's have a drink already, otherwise you are pouring for three hours, - Max finished the squabble with a glass of vodka. - For the passed certification!
The owner of the house raised toast after toast, we ate dishes on both cheeks. To say that it was delicious is to say nothing, it was wonderful! The funniest thing was to look at Mishka and Kirill, who for the first time saw tuna not in a can, but in a salad, and it was also pink in color. Then the salads were replaced by meat, rack of lamb, ribs in sauce, steaks and various grilled vegetables. Freshly cooked fries teased with flavor ..
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The Future Of The Accounting Industry Using Blockchain

The Future Of The Accounting Industry Using Blockchain
Link to our website: https://block.co/the-future-of-the-accounting-industry-using-blockchain/
Blockchain as an immutable and incorruptible ledger of different types of data finds its natural expression in accounting. Or, we could reverse the concept in that accounting is the most natural application for blockchain technology. Modern accounting is based on the double-entry system which, since the Renaissance time, allowed managers to realize whether they could trust their own books.
In the double-entry system, transactions are recorded in terms of debits and credits. Since a debit in one account neutralizes a credit in another, the sum of all debits must equal the sum of all credits. Double-entry bookkeeping allows firms to maintain records that show what the firm owns and owes, and also what the firm has earned and spent over any given period of time. Triple entry accounting is a more recent enhancement of the traditional double-entry system in which all accounting entries, including purchases of inventory and supplies, sales, taxes, utility expenses, and so forth, are cryptographically sealed by a third entry.
With blockchain, these entries occur in the same distributed, public ledger rather than in separate books, creating an interlocking system of immutable accounting records. Being distributed and cryptographically sealed, manipulating, or destroying these entries is practically impossible. Companies using blockchain triple-entry bookkeeping acquire major benefits from adoption. First, it helps auditors quickly and easily access and verify financial data, thus reducing considerably the cost and time necessary to conduct an audit. Second, it helps preserve the integrity of a company’s financial statements since an encrypted signature of the counterparty is required in order to be accepted as valid, thus drastically reducing the risk of counterfeits.
While most operations are still performed manually or, even if delivered on software are still labor-intensive tasks and far from being automated, blockchain appears as the technology needed to simplify and improve regulatory compliance, enhance the prevalent double-entry bookkeeping, reduce fraud, auditing processes and errors. In essence, blockchain technology enables complete verification without the need of a trusted party.
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On 10th August, Block.co CEO Alexis Nicolaou appeared on The Future of Accounting Industry using Blockchain webcast to discuss upcoming changes in accounting along with Dr. Maria Papadaki, Managing Director at BUiD Dubai Center for Risk and Innovation and Raymond Abrea, President & CEO of Philippine Abrea Consulting Group, hosted by Legal Solutions expert and Senior Executive of CACI, Edward Logan.
Maria Papadaki has more than 10 years of experience in Risk Management from both academia and industry, with numerous years in the implementation, development, improvement, and management of risk frameworks, tools, and techniques. She believes that “Blockchain is going to introduce a new component in accounting that’s going to make the work easier. It will provide a link between the two double-entry books together in an open way and will put things in order. Auditing will also become easier while trust, fraud, and compliance issues will all become obsolete with the open and distributed blockchain because it’s hard to cheat when everybody is watching. It will reveal less human interface with immutable, accurate, and easy to verify transactions. Accounting needs to be innovated with international links between institutions, organizations, and businesses”.
Raymond Abrea, based in the Philippines, is also Co-Chair of the Ease of Doing Business (EODB) Task Force on Paying Taxes and the brainchild of the TaxWhizPH mobile app. He was recognized as one of the 2017 Outstanding Young Persons of the World. “As a tax consultant, I choose integrity over profit with our game-changing strategy to do what is right and help the client pay the right taxes while pushing for genuine tax reform as an important contribution to the nation-building of the Philippines”. “I am not a blockchain expert — continues Raymond — but someone who will benefit from it and as a company we collaborate with various institutions to help implement blockchain to fight corruption, fraud, more errors, and so forth. Tax compliance review, tax audit, and assessment will all gain efficiency with the blockchain thanks to smoother processes while saving time and money. It normally takes about one month to go through all the procedures of tax registration and payment before it’s all approved by the government, and we believe blockchain will cut that time considerably.”
So, do accountants need to fear for their jobs?
Whenever new technologies appear, there is widespread worry among different sectors that jobs might be impacted and specific professions are abolished. As webcast guests repeatedly affirmed during the event, blockchain will surely disrupt accounting in that both professionals and clients will be offered safer and more immutable records while making processes easier and faster but the responsibilities of accountants will largely remain intact. Auditing will also be disrupted with the disuse of paper trail documents and the adoption of encrypted key data verification supporting financial statements, thus reducing costs and time for the audit payer. Also, regulatory compliance can be verified more efficiently.

Alexis Nicolaou has over 25 years’ experience in C-suite positions in Accountancy, Finance, Electronic Banking, Electronic Banking Software, Media, and he currently also serves on the board of Directors of Grant Thornton Cyprus’ Distributed Ledger Technologies business unit. “I am an accountant myself and one thing accountants should not worry about is that they would lose their jobs with blockchain. On the contrary, their jobs will evolve and will be enhanced. As all entries in blockchain are distributed and cryptographically sealed, it is virtually impossible to destroy or manipulate that information. This so-called triple entry bookkeeping model will be accessible to all relevant parties. The auditor, the regulator, the client will all have an identical copy of the ledger at all times; it will be distributed across a peer to peer network of nodes and shared in multiple sites”.
Despite having all the information agreed by all parties and timestamped in the blockchain, businesses will still need to hire good accountants to interpret and categorize that information, and they will have to implement and maintain the system. So, no, the accountant’s job is not at risk. As the info is secured, encrypted, and transmitted to a network of members, accountants will be able to provide more real-time advice and guidance to the client and their role will actually be more consistent. “The future accountant will need to be more skilled in IT and not just with numbers” carries on Alexis.
Block.co has introduced electronic correspondence and filing for a while now, and that translates into a major reduction of costs, paper waste, and time. It all started in 2014 when the University of Nicosia began to issue certificates on the blockchain. They anchored the fingerprint of that document (certificate) on the blockchain. They then shared it with their students, and all a student had to do when they went for a job interview was to present that PDF file, while all the employer had to do is drag and drop that PDF file.
“Many businesses — continues Alexis — shy away from electronic archiving systems but using a blockchain makes it possible to prove the integrity of a file and the way we do it at Block.co is by generating the hash, a fingerprint of that file, and timestamping it on the open and public Bitcoin blockchain. We developed a platform where all we have to do is drag and drop a PDF file and this can be done with any type of document, an invoice, a legal document, a medical certificate. I remember back in the ’90s, when I started the profession, everything was much longer and burdensome because it was done on paper. This is what I mean when I say that the accounting profession needs to evolve and embrace more IT skills in order to stand up to the competition with other more innovative companies.”
During the webcast, Raymond asked a compelling question about how will blockchain be implemented. Will it be powered by governments or by private initiative? Since the Philippines started adopting digital systems, they still have issues with government compliance, therefore any technological innovation takes a long time to be implemented. “In Dubai for example — advises Dr. Papadaki — blockchain adoption is mandated by the government which makes everything easier. They are driving all initiatives to report improvement and adapt it in an excellent way. I think Cyprus is going that way too, therefore, it ultimately depends on the individual country”.
Alexis, also, believes that it’s extremely important for the government to be on board. Malta, for instance, was the first country to introduce legislation concerning blockchain and Cyprus is following suit and their initiative has been particularly successful because local governments actively participated and promoted the adoption of the technology. “Private institutions are running it but to have a global acceptance governments will need to embrace it too. Governments have come to understand, especially during the pandemic, that we need to push innovation in technology so hopefully, this will put pressure on them to adopt blockchain more quickly”.
For more info, contact Block.co directly or email at [email protected].
Tel +357 70007828
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Blockchain in the Public Sector: Webcast Insights

Blockchain in the Public Sector: Webcast Insights
Link to our website: https://block.co/blockchain-in-the-public-sector-webcast-insights/
This article provides a summary of the insights provided during Block.co’s 4th Live Webcast on the topic of Digital Transformation Of The Public Sector & The Upcoming Legislation Of Blockchain Technology In Cyprus.
Adoption of Blockchain and other disruptive technologies has flourished particularly in smaller nations that represent interesting hubs where innovations are more easily tested and applied. With blockchain in Public Sector, we’ve already experienced the commitment of small countries like Switzerland, Malta, Singapore, and Cyprus more recently. In just a few years, the small island in the Mediterranean known for tourism and offshore bank accounts has become a desirable fintech jurisdiction for investors and global businesses, due to the vivid interest of the Cypriot government towards new technologies, blockchain and AI imprimis.
With a highly favorable tax environment and the financial incentives available, Cyprus is shining as a hotspot for blockchain businesses and entrepreneurs from all over the world. In 2018 a Declaration was signed by EU member states to promote blockchain in public sector use across its members. By that time, Cyprus had already expressed interest in the technology with a series of initiatives. Cyprus’s partnership with Singapore-based blockchain platform VeChain was sealed to push forward the development and adoption of the technology. In addition, the Cyprus Blockchain Association was created while the University of Nicosia was involved in the development of the technology by offering courses and Master’s degrees on blockchain and cryptocurrencies, and by also practically using blockchain technology to validate academic documentation through block.co.
The Cyprus Securities and Exchange Commission (CySEC) launched a blockchain innovation hub with other organizations and associations to support the development and implementation of technologies that can facilitate administrative operations and improve citizens relations with authorities. In 2019, Cyprus’ cabinet published its National Strategy on Distributed Ledger Technologies in order to provide a platform for both public sector and private initiatives employing blockchain applications. With such an exciting background in mind, Block.co arranged its fourth webcast that was held on Tuesday 21st July at the presence of prominent guests, who are all helping the government of Cyprus, develop and adopt the disruptive technologies in its administrative, economic and legal activities.
How are corporates, governments, and citizens impacted by the changes in legislation?
Hosted by brilliant Christiana Aristidou, a Technology Lawyer and Digital Transformation Specialist, Block.co along with Cyprus’s Deputy Minister for Research, Innovation & Digital Policy, Mr. Kyriacos Kokkinos, and international Blockchain experts Jeff Bandman and Steve Tendon joined forces in the webcast to discuss the enormous potential of Blockchain technology in both the public and private sectors.
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The guests’ common path into blockchain was the early and skeptical discovery of Bitcoin followed by years of research and a more in-depth understanding of the technology which led them to embrace it in different ways.
Jeff became interested in the legal implications and the regulatory framework that would arise with the technology. His firm Bandman Advisors has recently been appointed by the Cyprus Government to draft its legislation on Blockchain & DLT.
Steve was a software engineer who moved to a management consulting role and had founded TameFlow when he learned about technologies like Ethereum and how its smart contracts could be used in governance. He became a consultant for Malta to help the country benefit from blockchain adoption and gave a major contribution to the drafting of Malta’s National Strategy on Blockchain.
The Deputy Minister, Mr. Kokkinos is the person responsible for the design and implementation of Cyprus’s Blockchain and DLT strategy:
“We want to convert the innovation researching tools into pillars for our economy to encourage more prosperity for our society. Blockchain and DLT are essential for digital transformation, a key player in a globalized economy. In June 2019, the Council of Ministers of Cyprus approved a strategy for DLT and blockchain, and part of my job is to facilitate the detailed implementation through both technical and legal perspectives. Jeff Bandman has worked to help with the legal, I help with the strategic side.”
The strategy document indicates that “The Republic of Cyprus, in line with the European and global trends of change and progress, strives to create the right environment for enterprises, companies, services, and investments by adopting innovative practices and procedures.”
“We’re all closely monitoring discussions at the EU level -continues the Deputy Minister- in order to meet regulatory standards and we’re considering them for our strategy. We’re working on achieving maximum compatibility with the EU legislation and encouraging all members to arrange a deployment of blockchain in all fields.”
Governments have come to realize they must provide all tools available and needed for digital transformation in the public sector, to ultimately best serve its business communities and citizens alike. The intricacies of bureaucracy speed up the need for new technologies, and in the pandemic era, access to digitalization is proving crucial to meet future challenges especially in areas where blockchain can help like healthcare, supply chain, and digital identity implementation. Jeff believes that blockchain can start by keeping consistency between democracy and trust, through the transparency that it can provide. “For example tracing the origin of funds and their allocation, will facilitate trust which is the basis of a distributed and decentralized environment”.
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According to Steve: “Blockchain can be interesting from different perspectives and I also believe trust is crucial. While we normally trust governments and authorities to manage most of our public and private life, with blockchain we have the chance to take it all back and shift to a sovereign approach. Starting with your own identity, with healthcare records, licenses, voting, and so forth, self-sovereignty will identify who you are, not a government. We’ve started building SOV, a stablecoin that will soon be legal tender, detached from a central bank but built on the chain and established by the algorithm. For the first time, this new monetary policy will remove the discretionary power of central banks, something that was not even conceivable before blockchain. The power is back to the people”.
With the first upcoming legislation in Cyprus, Christiana asked Jeff if he could share what this new law will involve, and what will be regulated.
“We’ve been working very hard on drafting and evaluating the different perspectives. Most efforts and resources are being dedicated to a definition and classification of the different digital assets, to the legal certainty around smart contracts, and to protect vulnerable consumers. From a business perspective, we’re still evaluating company laws, how blockchain can assist the full operational process, which criteria will help mainstream adoption of blockchain in Cyprus”.
The results of the 2019 strategy plan were supposed to be released in April but the Covid-19 crisis has delayed the works and they’re now expected in September this year. “The lesson we can learn from pioneer Malta -informs us Steve, who played a pivotal role in shaping Malta’s blockchain reputation- is to set up the right expectation and find a balance between the level of ambition and what is practical. Malta became a blockchain island because it made efforts to regulate the technology, but the challenge is to make regulation fair and accessible to everybody, the community, and the professionals so that innovation is encouraged at all times.”
What will the future hold for Cyprus? Will it be the new blockchain island?
“We have a promising technology -continues Steve Tendon- and collaboration between countries should be encouraged in terms of legislation and regulations, and the EU should take a more active role. It’s not a competition but a collaboration between Malta, Cyprus, and other geographies where a regulatory framework that promotes innovation should reflect and embrace the changes that new technologies bring to a globalized world.”
For more info, contact Block.co directly or email at [email protected].
Tel +357 70007828
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Blockchain in the Public Sector – Webcast Q&A

Blockchain in the Public Sector – Webcast Q&A
Link to our website: https://block.co/blockchain-in-the-public-sector-webcast-qa/
Block.co fourth webcast titled "Digital Transformation of the Public Sector & The Upcoming Legislation of Blockchain Technology in Cyprus” was an immense success. We gathered some of the best experts in the field, Deputy Minister Kyriacos Kokkinos, Jeff Bandman, Steve Tendon, and Christiana Aristidou to share their experience and discuss with us the latest updates regarding Blockchain in the Public Sector.
In its fourth series of webcasts, Block.co gathered 281 people watching the event from 41 different countries, for a two-hour webcast where guests answered participants’ questions. Following the impressive outcome and response we received from the audience, Block.co’s team has done its best to address all the questions for which public information is available.
Below is a list of the questions that were made and were not answered due to time constraints during the webcast. For the remaining questions from our audience, the team will reach out to our distinguished guests to receive their comments and feedback. Please note, that the below information is only for informational purposes!
Question 1:
How can asset tracing be accomplished with bitcoins and cryptocurrency? And how can this be regulated?
Block.co Team Answer:
Digital Asset tracing may be accomplished with cryptocurrency intelligence solutions such as Cipher Trace and the ICE cryptocurrency intelligence program. FATF (Financial Action Task Force) embarked on a program of work from summer 2018 to June 2019 to strengthen and update the provisions dealing with virtual assets and virtual asset service providers. FATF updated Recommendations in October 2018 and Guidance in June 2019 include several new obligations that apply to VASPs. The so-called “Travel Rule” FATF announced in October 2019 agreed on the assessment criteria for how it will assess countries’ compliance with the new global standards. Under the Travel Rule, the transmitter’s financial institutions must include and send information in the transmittal order such as Information about the identity, name, address, and account number of the sender and its financial institution Information about the identity, name, address and account number of the recipient. The ”Travel Rule” is effectively being applied to cryptoasset transfers when there is a virtual asset service provider (VASP) involved. The scope of focus has broadened from “convertible” virtual assets to any virtual asset. Countries should make sure businesses can freeze crypto wallet or exchange accounts for sanctioned individuals.
Question 2:
Which kind of software or technical knowledge is required to develop cryptocurrency?
Block.co Team Answer:
It depends on the type of cryptocurrency you wish to create, as well as the preferred functionality and features, and characteristics of the token or coin (i.e. will it be pre-mined, what type of hashing or cryptographic algorithm will be used (i.e. proof of work (POW) or proof of stake (POS) or a hybrid of both), etc. Likewise, it is useful to utilize a programming language that is broadly used and supported by a vast and active development community; more data could be found here: more information could be found here: top programming languages in 2015/2016, published by IEEE here, and TIOBE. Hypothetically, you can utilize any programming language to make cryptocurrency digital money, however, the most widely recognized are C, C++, Java, Python, Perl. The beauty of cryptocurrencies is that you can literally have access to the entire Bitcoin and Ethereum open-source programming scripts, and create your alternate coin (altcoin).
Question 3:
Hello all, I want to know about the current status of the European Union Blockchain initiative in currency or public identity.
Block.co Team Answer:
Please refer to the European Services Blockchain Infrastructure (EBSI) website.
Question 4:
Mining is also the process of confirmation of transactions in the Bitcoin Blockchain. What is the process of confirmation of transactions in the Blockchain of an Organization? How do we call it?
Block.co Team Answer:
That would depend on the specific consensus algorithm used for the confirmation of transactions. The consensus algorithm is part of the blockchain protocol that defines the rules on how consensus is reached on that blockchain. In order to participate, entities on the blockchain must obey and follow the same consensus algorithm. Make sure to check our glossary for more information.
Question 5:
How does a small business implement blockchain into its current non-blockchain software systems? Who do they hire to install it?
Block.co Team Answer:
It is easy when there are APIs to connect the various software. For more information, you can check Block.co API.
Question 6:
What is your opinion on digitizing developing economies like India by using AI and blockchain?
Block.co Team Answer:
Watch a very interesting webinar on the matter by Mr. Prasanna:
Question 7:
Blockchain technologies have been around since 2008. What would you say has been the biggest obstacle in widespread adoption?
Block.co Team Answer:
In our opinion, the biggest obstacles are volatile cryptoasset prices, complicated UIs, undefined blockchain technology standards. Moreover, the legislation around the technologies is still now being developed and does not offer legal certainty for broader adoption.
Question 8:
Limitations to Blockchain Usability in the Public Sector?
Block.co Team Answer:
Blockchain in the Public Sector, like any other innovative concept with big potential, cannot be a solution to every problem. Users and developers are still figuring out technological and managerial challenges. From a technological perspective, some aspects such as platform scalability, validation methods, data standardization, and systems integration must still be addressed. From a managerial point of view, the questions include business model transformation, incentive structure, and transaction scale, and maturity. Read more here.
Question 9:
How can these blockchain initiatives be practical for the African context
Block.co Team Answer:
As long as the internet infrastructure is in place, these blockchain initiatives may have the same benefits for the African region.
Question 10:
What are some compelling use cases you’ve seen lately, and how do they serve to further legitimize blockchain as a solution?
Block.co Team Answer:
You can see the global trends from all around the world when it comes to further legitimization as a solution, with China leading the way. Read more here.
Question 11:
How does digital currency manage the issue of money laundering?
Block.co Team Answer:
Depends under which context you are looking at the term digital currency. A digital currency usually refers to a balance or a record stored in a distributed database, in an electronic computer database, within digital files or a stored-value card. Some examples of digital currencies are cryptocurrencies, virtual currencies, central bank digital currencies (CBDCs), and e-Cash. The Financial Action Task Force (FATF) is an intergovernmental body established in 1989 on the initiative of the G7 to develop policies to fight money laundering. Since 2001 FATF is also looking into terrorism financing. The objectives of FATF are to set standards and promote effective implementation of legal, regulatory and operational measures for combating money laundering, terrorist financing, and other related threats to the integrity of the international financial system. FATF is a “policy-making body” that works to generate the necessary political will to bring about national legislative and regulatory reforms in these areas. FATF monitors progress in implementing its Recommendations through “peer reviews” (“mutual evaluations”) of member countries. It is the global watchdog for anti-money laundering & counter-terrorist finance. In June 2019, it updated its guidance paper for Virtual Assets Service Providers (VASPs) regarding the transfer of digital assets. There was an insertion of a new interpretive note that sets out the application of the FATF Standards to virtual asset activities and service providers. To apply FATF Recommendations, countries should consider virtual assets as “property,” “proceeds,” “funds,” “funds or other assets,” or other “corresponding value.” Countries should apply the relevant measures under the FATF Recommendations to virtual assets and virtual asset service providers (VASPs). Read more about the FATF recommendations here).

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Question 12:
To what extent can blockchain be used to improve the privacy of healthcare?
Block.co team Answer:
Please refer to our previous webcast, blog, and articles for more information.
Question 13:
What is Blockchain technology in Shipping?
Block.co team Answer:
The shipping sector has been in the hold of phony maritime institutes charging exorbitant fees via agents, issuing certificates to candidates who do not have the imperative attendance, or those candidates who just pay the fees for the course and ask for the certificate. In view of these fake accreditations, the possibility exists that someone could be harmed or killed, and we could face any number of potential ecological disasters. Having the option to easily verify the genuine origin of a certificate by an approved maritime center is foremost for shipping companies to fast-track their operation and streamline their labor.
Question 14:
Different uses of blockchain other than cryptocurrency?
Block.co team Answer:
Please refer to our blog and glossary.
Question 15:
Upcoming trends in Blockchain concerning Advertising, Marketing, and Public Relations in the Public and Private sectors.
Block.co Team Answer:
Regarding the application of blockchain technology to media copyrights, please see Block.co use case proposal during the Bloomen Ideathon.

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Question 16:
How to create a decentralized blockchain?
Block.co Team Answer:
An excessive number of individuals feel that blockchain is some supernatural innovation that makes up a decentralized system. In truth, this innovation only enables decentralization. Which means, it permits cryptocurrency to work in a decentralized way. Yet, it doesn’t give any guarantees that it will work that way. Along these lines, it’s really, some outer variables that decide genuine decentralization. Technology, itself never really guarantees it. That is the reason it’s a mistake to expect that if it’s a blockchain — it’s decentralized. From a technical perspective, both blockchains, centralized, and decentralized are comparative, as they take work on distributed peer to peer to network. This implies every node is individually responsible to verify and store the shared ledger. Both Blockchains utilize either a proof-of-work or proof-of-stake mechanisms to make a solitary record and they have to give upper and lower limits on the security and productivity of the system. For more information please refer to our infographic.
Question 17:
Dubai government Blockchain implementation progress?
Block.co Team Answer:
You can see more information here.
Question 18:
How Blockchain and IoT can be integrated to secure data being transmitted through IoT devices.
Block.co Team Answer:
You can read more about it here.
Question 19:
How can the Nigerian government use Blockchain to effectively implement its existing launched eGovernment master plan?
Block.co Team Answer:
Perhaps it can draw its attention to the initiatives of Dubai, Estonia, and Malta to prepare an implementation framework.
Question 20:
What impact is blockchain going to have in today world of business especially in the financial sector
Block.co Team Answer:
Please refer to our recent article titled Benefits of Blockchain Technology in the Banking Industry.
Question 21:
Is Blockchain Technology affect individuals?
Block.co Team Answer:
The social effect of blockchain innovation has just started to be acknowledged and this may simply be a hint of something larger. Cryptocurrencies have raised questions over financial services through digital wallets, and while considering that there are in excess of 3,5 billion individuals on the planet today without access to banking, such a move is surely impactful. Maybe the move for cryptocurrencies will be simpler for developing nations than the process of fiat cash and credit cards. It is like the transformation that developing nations had with mobile phones. It was simpler to acquire mass amounts of mobile phones than to supply another infrastructure for landlines telephones. In addition to giving the underprivileged access to banking services, greater transparency could also raise the profile and effectiveness of charities working in developing countries that fall under corrupt or manipulative governments.
An expanded degree of trust in where the cash goes and whose advantages would without a doubt lead to expanded commitments and backing for the poor in parts of the world that are in urgent need of help. Blockchain technology is well placed to remove the possibility of vote-apparatus and the entirety of different negatives related to the current democratic procedure. Obviously, with new innovation, there are new obstacles and issues that will arise, yet the cycle goes on and those new issues will be comprehended with progressively modern arrangements. A decentralized record would give the entirety of the fundamental information to precisely record votes on an anonymous basis, and check the exactness and whether there had been any manipulation of the voting procedure.
Question 22:
As Andreas Antonopoulos often says in his MOOC: ”is a blockchain even needed?” Ie. Are there better methods?
Block.co Team Answer:
In combination with nascent technologies, IoT, distributed computing, and distributed ledger technologies, governments can provide inventive services and answers for the citizens and local municipalities. Blockchain can provide the component to create a safe framework to deal with these functions. In particular, it can provide a safe interoperable infrastructure that permits all smart city services and capacities to work past presently imagined levels. On the off chance that there were better techniques, they would be researched.
Question 23:
Would any of this be also applicable to the educational sector (as part of the general public sector), and if so in which way?
Block.co Team Answer:
Yes, please refer to our Webcast on Education and our blog post.
Question 24:
Will we be able to get a hold of this recording upon completion of the meeting?
Block.co Team Answer:
Yes, here is a link to the recording of our webcast Blockchain in the Public Sector.
Question 25:
Was wondering if there are any existing universal framework in governing the blockchain technology?
Block.co Team Answer:
The short answer is NO, as this framework is currently being prepared in collaboration with the various Member States.
We would like to thank everyone for attending our webcast and hoping to interact with you in future webinars. If you would like to watch the webinar again, then click here!
For more info, contact Block.co directly or email at [[email protected]](mailto:[email protected]).
Tel +357 70007828
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Blockchain in Healthcare: Bridging Trust in response to COVID-19

Blockchain in Healthcare: Bridging Trust in response to COVID-19
Link to our article: https://block.co/blockchain-in-healthcare/
There’s never been a better time to provide proof-of-health solutions in the healthcare system globally. While it’s difficult to comprehend the significance of the role that technology may offer in such difficult times, essentially it can be nailed down to its basic concept of simplifying work and coordinating activities, which could have helped avoid the worst crisis people have experienced in their lifetime. If the healthcare system would adopt technological innovations in the early stages, it could have benefited and saved many lives.
Although the healthcare system has traditionally been slow in embracing the latest digital solutions, just like many other industries, we’ve observed in a previous article how the Covid-19 crisis has accelerated the adoption of digital technologies on a global scale in several industries, including healthcare.
The latest webcast brought to the audience by Block.co hosted some high profile experts from the industry. They illustrated how blockchain especially, together with other technologies such as IoT, and AI could in the future help elevate prompt responses, and provide more secure and efficient storage of data, something that has been missed in the recent pandemic.
Ahmed Abdulla from Digipharm, Dr. Alice Loveys from EY, and Dimitrios Neocleous from VeChain were hosted by Georgina Kyriakoudes, one of the first in the world to hold an MSc in Digital Currency, founder of Dcentric.Health and creator of the permissioned blockchain ecosystem app called Aria, which aims to transform the patient healthcare experience by giving individuals full control of their medical records.
Blockchain’s benefits in healthcare are primarily identified by efficiency, specifically on the transfer of data, facilitation of goods transport via the supply chain, prevention of counterfeit medicines sale, secure storage, and exchange of data around ID management. The impressive projects all the webcast guests have developed in the industry enable just these features, from the digitization of patient records to storage and exchange of medical data as well as easier processing of funds.
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Ahmed Abdulla founded Digipharm with the idea of issuing tokens to allow patients to be in control of their medical records at all times. Moreover, tokens are issued to be paid for anonymously sharing personal medical data to help research; pay for healthcare based on how it has improved quality of life.
We have experienced a disparity in Covid-19 tests costs around the world. For instance, getting tested in Cyprus costs around €60 while in the US it may add up to a few thousand dollars. This is due to the way countries arrange payment setups from payers to providers. Blockchain empowers people to take ownership of their records and funds while providing transparency of processes. This is where blockchain can be robust, by increasing transparency and allowing the patient to secure money transfer and hold their own records”, stated Ahmed.
His work as blockchain advisor at the UN Economic Commission for Europe is helping set up standards for the blockchain ecosystem, namely how the system should be used safely, and in a way that benefits all stakeholders.
“I lead the blockchain and healthcare team at the UN center for trade facilitation and e-business where we developed a blockchain and trade facilitation white paper; the second phase will soon provide an advanced technology advisory board to advise private or public stakeholders on what’s the best technology to use. It might not always be blockchain, hence we first understand and then advise if the tech is right for them or not. Blockchain is clunky, expensive, and not always proper for the organization we work with”, continued the blockchain expert.
Most people may prefer public and permissionless blockchain because it has major advantages over a private and permissioned one. Transparency stands out for the way the ledger is shared and for due diligence becoming unnecessary as a result. This means costs are also cheaper, in the range of 100% lower. On the other hand, a public decentralized blockchain has a major disadvantage since no legal framework is laid out. This means uncertainty as there is still a grey area in the legal field that might create confusion.
Dimitrios Neocleous is Ecosystem Manager at VeChain Tech and directly supported digital and technological solutions provider I-DANTE with the creation of the E-NewHealthLife and the E-HCert for the Mediterranean Hospital of Cyprus. Both apps give patients control over their health records, improve medical data sharing, and increase hospital operational efficiencies by simplifying the process of visiting a hospital.
E-NewHealthLife is a complex ecosystem solution that starts from a patient’s visit to an emergency room. A card with the reason for a patient’s visit is issued; it gets time-stamped; the patient is sent to the waiting room; once the patient’s turn comes and the medical check is completed, the card is scanned and the visit is closed. Patients can digitally access all diagnoses that took place anytime at the hospital.
“The platform produces a digital health passport, which is an encrypted non-fungible card that patients can use to identify themselves automatically when registering at the hospital’s emergency room. The passport is stored within a mobile app called E-HCert, which keeps track of each patient’s medical data and can be shared as needed”, announced Dimitrios.
E-HCert App is a Covid-19 lab test electronic wallet and pushes up the results of a patient who’s been tested for COVID. It has been proven to be very successful so far; currently, 2000 people who transited through the Larnaca airport in Cyprus have downloaded the app. With time-stamped records, it’s able to provide data such as the day and time when the sample was collected, it offers immutability, security, and integrity of data.
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“Covid-19 showed a deficiency in healthcare. The spread of the virus could have been prevented if we had digitization of processes and transparency of data through blockchain, and transfer of data through an authorized share of records. An open permissionless decentralized blockchain helps bring ownership of medical records back to the patient, and that is not possible in a centralized system”, continued the VeChain representative.
Dr. Alice Loveys is EY ‘s healthcare blockchain leader in the US and has been at the forefront of emerging healthcare technologies for her entire career including being a pioneer in electronic health record adoption, health information exchange, and privacy and security.
She believes that “blockchain technology is like a plumbing system that brings clean and transparent trusted data that can be used. It’s not proper for a track and trace system as it invades privacy unless there is the consent from patients, in that case, blockchain transparent share of data would be extremely useful for medical research and testing”.
One problem we experienced during the crisis is the confusion that arose with divulged information and the frustration that comes with it. People do not understand anymore which information can be trusted; at first, it looked like COVID-19 symptoms were not dangerous, then it came out that they actually were. Masks were not useful at the beginning, then they suddenly became necessary.
“Blockchain could have prevented lockdown and economic crisis through data management in that a much faster response would have been provided to tackle misinformation because blockchain can help manage data from different sources”, continues Dr. Loveys. “Moreover, it’s a great way to protect the database. Instead of moving any private sensitive medical data through the more traditional digital systems, blockchain simply allows us to send an algorithm, encrypted data that safeguards the information. It’s not a great use as a database as it does not scale, therefore we would not be able to store information for billions of people in it. But for the data that is in the blockchain, using algorithms, makes it very convenient and secure”.
Another topic discussed during the webcast was the GDPR compliance for blockchain. GDPR (General Data Protection Regulation) was created before blockchain therefore it doesn’t account for decentralized technologies. Generally speaking, it all comes down to how the technology is used and what kind of data is incorporated in it. Timestamping data without invading anyone’s privacy, or timestamp of consented data, should determine no issue at all. This is what privacy by design stands for, taking human values into account in a well-defined manner throughout the whole process.
Block.co, powered by the University of Nicosia, is establishing itself as a global leader in the issuance of digital immutable and secure certificates timestamped on the Bitcoin blockchain. In the field of healthcare, it could include medical records, prescription issuance, insurance disputes, supply chain documentation, and any type of verifiable certificate that requires authenticity at its core.
For more info, contact Block.co directly or email at [[email protected]](mailto:[email protected]).
Tel +357 70007828
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Restoring Trust in Credentials through Blockchain Technology

Restoring Trust in Credentials through Blockchain Technology
The story of Block.co can be traced back to 2014, when the University of Nicosia (UNIC) in Cyprus identified a need for secure and self-verifiable credentials on the blockchain.
A growing market in forged credentials and the vulnerability of certification documents in the face of man-made and natural disasters meant a solution was increasingly necessary.
Given UNIC’s early immersion in the blockchain world with the launching in 2014 of the first Master’s degree globally in Digital Currencies and Blockchain technology, it was clear to them that blockchain technology was best suited to fulfill that role. Why? “We had to find a solution with certificates that would be vendor-independent and without a central point of potential attack/hacking, and that would outlive the issuing institution itself,” explains Block.co CEO, Alexis Nicolaou.
So, in 2014 UNIC became the first university globally to experiment with the deployment of blockchain in the issuance of academic certificates. They were confident there was no safer or more secure application than that of blockchain technology and particularly no safer blockchain than the Bitcoin blockchain.
It quickly became clear that it was not solely academia that could benefit from the reliable credential authentication that blockchain technology offered. Block.co was born with the objective of taking the initial learning and expanding the product beyond education to other industries as well as government — indeed to any organization or sector that issued certificates whose authenticity and immutability they wanted to secure.
“Look at the potential of blockchain in the shipping sector for example,” says Nicolaou. “Imagine you’re a shipping company and you employ a crane operator that stacks up the containers on the deck. The certificate he is furnishing however is a fake and he is not qualified to do the job. During the journey, the ship gets into rough seas and an accident happens, with the containers going overboard. There would be millions in damages that could have been avoided had there been an easy way for the company to verify the authenticity of that certificate.”
Powered by Industry Recognition and Community
Block.co leverages product innovation and cutting-edge cross-collaboration through a partnership with the Institute for the Future (IFF) and UNIC.
The former is a vibrant think tank of leading blockchain experts dedicated to preparing the C-suite for the game-changing technology which is swiftly shaping our world. It boasts more than 40 faculty and staff working exclusively on research and deployment of Blockchain, AI, Data Forecasting.

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The award-winning university cultivates international cooperation and knowledge exchange through multiple EU and domestic research projects and membership of industry consortia. Engaging peers with its leading blockchain conference, Decentralized, and a network of international student-led chapters, it fosters a fertile community which Block.co both contributes to and taps.
To learn more about Block.co and how its solution can help your organization, click here.
For more info, contact [Block.co](mailto:Block.co) directly or email at [[email protected]](mailto:[email protected]).
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Webcast Insights -Blockchain for the Legal Industry: How Is the Coronavirus Crisis Making Adoption More Imminent?

Webcast Insights -Blockchain for the Legal Industry: How Is the Coronavirus Crisis Making Adoption More Imminent?
Notoriously, the legal industry has always been slow at following technology innovations and adjusting to up to date digitally performed processes. By tracing the different steps of the legal industry evolution, we find that Kleroterion was a sophisticated innovative system used in ancient Athens that allowed citizens to participate in the lawmaking process by a random selection of jurors, as a way to circumvent manipulation and corruption of the system. Modern justice systems, established in the 17th and 18th centuries, provided regulations for the new industrial and economic development. However, with the start of the 21st century, they began to show their limits mostly within their structure built on papers.
The advent of the internet further highlighted these cracks, even though there have been signs more recently that times may be mature for disruptive technologies to finally enter the legal space too. The EU and its member states like Estonia, along with the US, Australia, China, have been pioneers in developing advanced Information Technology systems that led to the creation of an e-justice structure. They paved the way to other countries to embrace Blockchain, Artificial Intelligence, and the Internet of Things, which are now identified as the best technologies enabling a more efficient, secure, and faster legal system worldwide. In Estonia, e-filing was first considered back in 2005 and since then it’s been developed to become a central point for the exchange of information between authorities, from the police to prosecution offices, courts, prisons, tax and customs board, lawyers and citizens. Thus saving money and time by reducing the entanglements of bureaucracy.

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In Canada, the cases of British Columbia and Ontario set as examples for exploring the electronic documentation system as opposed to paper, already back in 1996. Initially, it brought to little implementation due to the high costs, scaling, and complexity of the matter at the time. It was only in 2009 that Ontario’s Ministry of the Attorney General approved $10 million in funding to create a system intended to permit enhanced functionality such as e-document management, court scheduling, financial and automated workflow capabilities, and the introduction of online services to the public.
British Columbia’s case was more straightforward than Ontario. In the early 2000s, the Canadian Court Administrative Technology Suite drafted a program to integrate a system of connection of e-documents between law offices, the registry, the judicial, and the courtroom. It would include e-Courtrooms, provided they had implemented e-court files and links to the civil and criminal court information systems.
In the last couple of years, along with electronic improvements to the legal system, countries have looked at ways to use blockchain smart contracts in disputes, ownership of intellectual property, and any time of the agreement, to save money and time while offering more reliable and secure processes.
In the first webcast around blockchain technology, its impact on the world and the benefits it may bring to society, Block.co CEO Alexis Nicolaou discussed the legal industry and its reaction to the current coronavirus crisis with two prominent guests, legal practitioners Christiana Aristidou and Yiannos Georgiades.
Both members of the Cyprus Bar Association (and the Cyprus Blockchain Association), Christiana Aristidou has her own legal practice as Christiana Aristodou LLC, she is the Co-founder and Vice President of the Cyprus Blockchain Association, an International Business and Technology Lawyer and an ISO/TC 307 Blockchain Committee National Delegate. Yiannos Georgiades is a Commercial and Corporate Lawyer, also the founding partner of Georgiades & Associates. Yiannos is also a member of the Law Society in the UK as a European Registered Lawyer and President of the Cyprus Chapter of the European Court of Arbitration and Mediation for commercial disputes (CEAM).
Christiana was first introduced to Bitcoin while studying for a degree in technology law at the Queen’s Mary University of London in 2009. “The white paper was given to us by our professors for study,” recalls Christiana. “The fact that it had just been invented made me more curious about it. When Ethereum and its smart contracts were launched in 2014, I realized the tech could have a real disruptive nature, especially with regards to trust. As lawyers, we base legal services on trust. Then, you can imagine how relevant this tech had become for me”.
Nowadays, blockchain is in 2020 top tech trends and the first of LinkedIn’s most in-demand hard skills for 2020. “Compound annual spending growth for blockchain is established in the range of 62% during the years from 2018 to 2023, led by the banking industry followed by manufacturing, process manufacturing, and professional services -continues Christiana- Why these industries? Because they are distinctively transactional industries and blockchain, of course, disrupts transactional businesses”.
“In relation to the current Covid-19 situation, the first semester of 2020 has revealed a strong increase in the use of the technology, therefore it may have contributed to its adoption but its growth this year was already predicted, regardless of the crisis ”.
Coronavirus has promoted the necessity for companies to further investigate digital work to satisfy future demand for a remote working style.
How could the judicial system become more efficient with the adoption of advanced technologies?
Yiannos believes that “Due to the current restrictions everyone rushed to use the existing technology. Those who already used it did not have a problem in adapting, the others just realized how important and urgent it has become to be more digitized.
Introducing e-justice in our lives will reduce costs, time, it will safeguard security, establish transparency, and the authenticity of transactions. We can also reduce the disputes by introducing e-justice together with blockchain through smart contracts”.

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In line with the progress made within the EU e-justice system, Cyprus Minister of Justice, Mr. George Savvides, wants to introduce e-justice in the frame of other reforms, supported by Deputy Minister of Research and Innovation Mr. Kyriakos Kokkinos.
Meanwhile, in China, three provinces have introduced blockchain within their judicial system highlighting the reduction of the carbon footprint as one of the benefits since physically traveling to the courts would be avoided.
China is a pioneer in the introduction of e-justice combined with blockchain. Some courts developed their own platforms and introduced the first internet court as an incubator to develop and implement it in the normal physical courts and using blockchain as a way to authenticate documents was so useful during the coronavirus crisis” — continues Yiannos.
Yiannos is also co-founder of the Metropole Alliance, the European association of lawyers.
“There is a strong collaboration among members to promote e-justice via education. Every member country can influence their own local authorities to implement e-justice as fast as possible. The EU has committed to speed adoption of the technologies for over a decade and as the world becomes more digitized, now is the time to implement them in the legal system also. Validation of documentation through blockchain would make processes faster and would be a real benefit for justice”.
Christiana believes that remote work is here to stay, it’s one of the crucial steps to business digital transformation and needs to be implemented strategically and seen as a part of a whole plan.
“Home office and cloud are not enough, we need to make sure that all systems allow us to stay connected in remote and not remote with instant communication, and be able to track work progress continuously. The ability to develop new leadership skills becomes another factor in times like these. Leaders should further improve the way they relate to their teams, they need to be able to identify talents, technical skills, the personalities of teams, they’re all important aspects of our projects.
Lawyers should also start learning how technologies like blockchain, AI, and IoT can improve our services. My advice is to partner with companies like Block.co because it helped me serve my clients more securely and efficiently. Before blockchain and Block.co, registering intellectual property was a lengthy, tedious, and tiresome process. Witnesses were needed, declarations of every movement were required and legal documentation ended up being kept in a fireproof safe corner of the office. I don’t do that anymore because Block.co simply gives me a hash and that way the intellectual property and the copyright owner are protected forever on the blockchain”.

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Yiannos reinforces the concept: “As a company, we are doing well due to another crisis that made me wiser. A few years ago we were victims of electronic fraud when our emails were hacked and attackers asked for money from our clients. One client alerted us whereas another did not and paid the money to the hackers. So I decided to improve our security and look at ways to tackle the issue digitally. We were also victims of a ransomware attack but it turned out to make me more aware and educated about security. That was the time I learned about bitcoin as those hackers wanted some BTC to unlock our server”.
While full implementation of blockchain in the legal system is still regarded with skepticism by many lawyers that believe it will take some of their work away, Yiannos reckons it will actually be an opportunity to access new and increased streams of revenues. “Lawyers can easily generate money by learning how to transform normal contracts and codify them into smart contracts” while Christiana points out that “In a blockchain-based future, enabled by the Internet of Value, lawyers will be service providers on a programmable society infrastructure”.
Don’t miss Block.co next webcast regarding Blockchain in Education: Remote Learning, Social Distancing, and the Certification Case. Professor George Giaglis and Dr. Maria Papadaki join forces to discuss the quickly changing education industry, and the measures taken towards remote learning, social distancing, and blockchain. Join us for a free 60-minute session, moderated by Catalina Castro (Tech con Catalina), a specialist in cryptocurrencies, Bitcoin and open blockchains, with two highly distinguished experts in the educational industry ecosystem.
To register, click here.
For more info, contact Block.co directly or email at [[email protected]](mailto:[email protected]).
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Sharering (SHR) I believe this one is going to surprise so many. Already generating revenue and doing buybacks every week. Already over 10 000 registered users. Mainnet + app + masternodes and staking before EOY.

I got this stuff from Steve Aitchison, he wrote this review and posted it on Uptrennd. Figured I should put it on here as well since I truly believe this is an incredible moonshot. I'm personally holding SHR myself and am very convinced it will do extremely well.
Give a read through it and you will immediatly see why. Enjoy guys.
Introduction
Imagine for a second the following scenario. You are a 2 car family. One car is used every day going back and forth to work, for shopping, all the little jaunts you and your husband like to go on. Your grown children are at university and come home for the weekends so the other car sits in the driveway all week and doesn’t get used during the week. What a waste of a perfectly good car. You think to yourself we could put that car to good use and actually help to pay for university fees, by renting it out during the week. However, then you think “well it’s only a little Ford Fiesta who’s going to want to rent that.” Well, it turns out a lot of people want to rent it and for a good price: £34 ($40) per day, a possible $800 per month.
Peer to peer car sharing has grown massively over the last few years and people are making serious money by letting our vehicles on a daily basis, emulating the Airbnb model. In fact companies like Turo, Getaround and Drivy, which has just been acquired by Getaround for $300 Million, are bringing in serious investors like Toyota, Softbank Vision Fund, Menlo Ventures, and IAC to the tune of over $800 Million.
A key difference between rental companies and peer to peer is that they have vastly improved technology with app interfaces that make locating assets and resources, reserving and using them, and making payment convenient and seamless. This, combined with location-specific analytics, allows by-the-minute access to assets and resources (e.g. cars or bicycles) and enables customers to pick up and drop these assets where and when convenient.
Car sharing is just one example of an industry that is being disrupted. We have seen, experienced and read about the amazing growth of Airbnb which is now estimated to be valued at $38 Billion. Airbnb has been so successful that companies like booking.com are trying to get in on the act by adopting a similar model when it comes to booking accommodation.
There is also the phenomenal rise of bicycle rentals which we see in cities all over the world, not quite the same as peer to peer sharing, but it’s another rental model that is ripe for being disrupted by the new sharing model.
With this business model in mind what other areas could it be used in:
Transport: Used for the rental of cars, trucks, scooters, trailers, and even heavy vehicles. Delivery Drivers: Facilitate booking and payment for delivery drivers. Agriculture: Garden sharing, seed swap, bee-hive relocation, etc. Finance: Peer to peer lending Food bank, social dining Travel Tours, shared tour groups Real Estate Airbnb, co-housing, co-living, Couchsurfing, shared office space, house swapping. Time: Labour, co-working, freelancing Assets Book swapping, clothes swapping, fractional ownership, freecycling, toy libraries. Transportation Car sharing, ride-sharing, car-pooling, bicycle sharing, delivery company, couriers And so much more!
This newly emerging, but highly fragmented sharing industry, is currently worth over $100 billion. It is predicted to grow to at least $335 billion by 2025.
As you can see from a few examples above the sharing economy has a lot of room to grow but what it doesn’t have, yet, is a company who can facilitate ALL of the above use cases in one place.
That is until now!
ShareRing is disrupting the disruptors by bringing everything together in one place and making it easy for you and me to share anything and everything and making it as easy as opening an app on your phone.
Business Case
The sharing market has exploded over the last several years. This is due, in part, to the digital age we live in, as we now have over 2.82 Billion people with smart phones around the world. It also due to how easy the business model of sharing lends itself to the digital world, and how with the simple installation of an app we can access a plethora of markets to rent almost anything from.
Due to this rise of digital platforms and the proliferation of smartphones, revenues coming from sharing economy platforms are only expected to increase. It is estimated to grow to a $335 billion industry in 2025, compared to its $14 billion value in 2014. (PwC UK).
The beauty of the sharing economy is that it is a win/win/win situation for the person who wants to rent something for a few days or weeks, the person who is renting out, and the company who facilitates the ease of the transactions between the renter and the person renting out. Typically the renter will save a lot of money whilst renting out someone else’s apartment, car, bicycle, clothes, dog sitting services etc and they can almost be assured of quality due to the social side of the business model with reviews from real people. The person who is renting out can make additional income and will want good reviews and therefore keep the standard of service higher. The company that is facilitating all of this can make a lot of money on transaction fees, as well as from advertising, and partnership deals, and obviously have an exit strategy for possible buyouts.
When it comes to looking at the business model, ShareRing fits in to the Commission Based Platform as described in Ritter and Schanz study where they looked at the core difference in difference business models of the sharing economy: Singular Transaction Models, Subscription-Based Models, Commission-Based Platforms and Unlimited Platforms.)
Commission Based Platforms are dominated by (at least) triadic relationships amongst providers, intermediaries and consumers with a utility-bound revenue stream. These business models enable their customers to switch between provider and consumer roles by creating and delivering the value proposition. Only a few employees work for the intermediary and the value creation and delivery is externalized. From a consumer perspective, consumers are empowered to collaborate with each other and to design the collaboration terms by negotiating the terms and conditions of the content, creation, distribution and consumption of the value proposition. Depending on the orientation of the value proposition, consumers purchase commodities (Tauschticket, ebay), access commodities in a defined timespan (booking.com, Airbnb) or buy services (uber, turo) from occasional and professional providers found via an intermediary. The intermediary mainly focuses on nurturing a community feeling and reducing exchange insecurity by incorporating rating systems, micro-assurances and standardizations of payment and delivery into the platform. The platform mainly takes commissions for successful matching and executing trade. (Journal of Cleaner Production Volume 213, 10 March 2019, Pages 320-331)
The USP of the ShareRing Business Model
The USP that ShareRing has is that it brings all of the different forms of sharing together in one app through partnerships and onboarding of users.
No other company, to date, is bringing everything together in such a way. However there are other factors that make ShareRing unique, which we will look at.
Token Economics
SHR is a utility token and will be used to pay for transactions on the network, such as 'new booking', 'add asset', etc. SHR is used by providers to pay for their access to the ShareLedger blockchain, including the addition of assets, renting out of assets, adding attributes, adding smart contracts, and other features.
SharePay (SHRP) is used by customers to pay for the rental of assets.
Masternodes will also be a main feature of the SHR token. When a transaction fee is incurred, it will be distributed in a way that allows for masternode holders who provide a service to the platform to receive a reward from each transaction. Transaction fees are charged to sharing providers in SHR. The distribution of transaction fees will be as follows: 50% - will be distributed amongst the active masternode holders who host an active node on the blockchain at that point in time (these holders provide a service to the platform). The distribution will be based on a calculation of the Total Amount Staked and the total continuous uptime of the node. 50% - will be provided to ShareRing Ltd (view ShareRing owned masternodes) for various purposes that contribute to working capital and platform growth.
Leased Proof of Stake Consensus
ShareRing have chosen the Leased Proof-of-Stake protocol as the consensus algorithm for ShareLedger. This choice is based on the practicality and security benefits evident in the Waves platform. It is also much more cost effective than Proof-of-Work (POW), and will not suffer from the current issues Bitcoin and other POW cryptocurrencies are facing such as scalability and electricity consumption.
As explained above master nodes will be a main feature but there is the other feature of lightweight nodes. A user with a lightweight node will be able to stake their tokens to a full node of their choosing and participate in reaching consensus. They will also be free to cancel their leasing at any time as there are no contracts or freezing periods. The more tokens that have been staked in a full node, the higher the probability the node will have in producing the next block. Since the reward is given based on the total number of tokens staked in the full node, there will always be a trade-off between the size of the full node and the percentage of the reward. As an average user of the platform, you will not need to have technical knowledge on how to set up a node nor will you have to download the entire blockchain in order to stake your tokens. Only a user who sets up a full node will be required to do this, making it simpler than ever for users to earn a reward for supporting the platform.
The return expected for staking is expected to be around 6 - 8% although this has yet to be confirmed.
Buybacks
ShareRing are currently implementing a series of buybacks which started in the beginning of November:
The buyback operation is done at a random time during the week.
If there is enough liquidity, SHR tokens will be bought through a single market order at the time of buyback. In case there is not enough liquidity, a limit buy order at last sell order price will be placed on the market, and will remain open until it gets filled.
The buyback program was implemented to test the API purchase process for when live transactions occur on ShareLedger
The Buyback Program is expected to:
  1. Reduce the supply of ShareTokens available in both public and private markets
  2. Bring New capital and fund inflows into the Shareledger
  3. Substantially magnify value creation for the ShareToken holders
The Token Flow
ShareRing will bring in hundreds of merchants to list their rental products, either exclusively or as part of an aggregator system e.g. When you look at the likes of trivago.com they will list the best hotel prices from multiple merchants who are listed on their website. Essentially ShareRing will become part of the aggregator ecosystem and be listed on sites like trivago.com as well as have exclusive agreements with merchants who are listed directly on their app.
ShareRing’s USP is that they have everything on one place as well as their OneID module with means buyers can get a hotel, rent a car, rent their ski equipment, book events all through the one app and using the OneID.
With that in mind they are going to attract a lot of merchants.
This is where it gets exciting so pay attention to this part.
When a merchant is part of the ShareRing ecosystem and a buyer rents something from that merchant ShareRing will take a small % commission from that transaction. So say someone books a hotel for $100 for the night, ShareRing might take $0.50 as a commission. What ShareRing will then do is go to one of the exchanges that ShareRing (SHR) is listed on and buy SHR tokens directly using an API system using USDT.
Now, the actual commission has not been disclosed yet however if we assume even a 0.25% commission that means for every $100 Million worth of bookings made through the app will net ShareRing $250,000 which means buy backs of $250,000 for the SHR token, which increases the liquidity of SHR on the exchanges.
If you think $100 Million of bookings is a lot, booking.com customers book around 1.5 Million rooms per day, if we estimate an average of $50 per room that is $75 million of bookings PER DAY or $2 Billion worth of bookings per month.
This revenue coupled with revenue from OneID and eVOA makes ShareRing profitable almost from day one of the app going live.
OneID And eVOA
Another exciting development from the ShareRing team is the collaboration between ShareRings Self Sovereign Identity protocol and third party providers to bring OneID and eVOA which will utilise OneID
With the huge rise in E-commerce and with over 2.82 billion people who now own a smartphone we are entrusting our personal information to more and more centralised entities. These entities are frequently hacked and our information is leaked to outside parties.
ShareRing aims to tackle this with their service OneID module.
ShareRing’s OneID solution protects users' data by handling Know Your Customer (KYC) information through third parties and ShareRing’s Self Sovereign Identity Protocol. ShareRing does not hold any identifying information anywhere on its servers. It provides the ultimate security for the renter and also the provider, as the Protocol encrypts and stores your data in a secure manner within your device. Essentially, this means that it is near impossible for a hack or data leak to happen, simply because there is no centralized server of data for hackers to exploit.
The OneID module is very easy to use. The end-user needs to complete their ID submission only once, with the entire submission process requiring less than two minutes to complete. Once this step has been completed, the customers KYC is destroyed by the 3rd party document verification system and the OneID module allows merchants to verify a customer’s identity via a hashed verification packet, stored on the users device and ShareLedger. This removes the need for merchants to store or see personal information; safeguarding both merchants and users from fraud.
To create your ShareRing OneID, simply:
  1. Take a picture of your government ID document
  2. Take a selfie
  3. Confirm and submit your details
This is something I am really excited about for ShareRing and they already have made partnerships for other companies to use this feature which is another income stream for ShareRing.
eVOA
E-Visa On Arrival allows applicants to apply online and receive a travel authorisation before departure – this eVOA can be shown at dedicated Thailand immigration counters on arrival at major Thailand airports, allowing travellers to pass through in minutes.
OneID system is scheduled to become the lynchpin technology in Thailand’s electronic Visa On Arrival (eVOA) system; one of only two companies to partner with Thai authorities to provide this service. The new Visa system eliminates much of the hassle involved in entering the country:
This is a strong validation of the OneID system - immigration controls are some of the most scrutinized processes in any branch of government, and if the OneID solution can operate to their standards then it is truly business-ready. As explained by our COO, Rohan Le Page:
“We are providing our OneID product for Thailand e-VOA (Visa On Arrival) that allows 5 Million travellers from 20 countries including China and India to complete the visa process on their mobile through our app. This provides a streamlined immigration process that negates the need for an expensive and time-consuming process when you get off the plane. Additionally, fraud is mitigated with several extra layers of security in the back end including our blockchain (ShareLedger) consensus model that makes all data immutable and all but impossible to hack.”
Profit Margins on OneID
So how does ShareRing make money from OneID and eVOA?
With each application for an eVOA using the OneID module ShareRing will make an undisclosed commission. The e-VOA is available to citizens of 21 different countries and is intended for those who will be holidaying in Thailand and not working in the country.
This means that each eVOA will last for a period of around 15 days which effectively means that ShareRing will get commission multiple times from each person travelling to one of the 21 countries listed below:
Andorra, Bhutan, Bulgaria, China, Ethiopia, Fiji, India, Kazakhstan, Latvia, Lithuania, Maldives, Malta, Mauritius, Papua New Guinea, Republic of Cyprus Romania, San Marino, Saudi Arabia, Taiwan, Ukraine, Uzbekistan
The profits on this alone, according to projections, are worth millions of dollars per year to ShareRing, with a healthy growth of about 35% in raw profit over the next 5 years, ultimately netting the company about $1.5 million profit per quarter.
The ShareLedger Blockchain Platform
ShareRing will utilize the registered intellectual property from the existing KeazACCESS framework (KEAZ: A car sharing company founded by Tim Bos) as well as improving it the blockchain experience in their team.
It will consist of fo the primary elements:
SharePay (SHRP) – SharePay is the base currency that will allow users of the ShareRing platform to pay for the use of third party assets. ShareToken (SHR)
ShareToken (SHR) is the digital utility token that drives sharing transactions to be written to the ShareRing ledger that is managed by the ShareRing platform.
Account – This will be a standard account, which such an account being represented by a 24-byte address. The account will contain 4 general fields:
SHRP – SharePay token balance
SHR – ShareToken balance
ASSETS – linked/owned by the account (see below for definition of an Asset) ATTRIBUTES – Any additional attributes that are associated with this account. These attributes may be updated or added by Sharing Economy providers that utilise the ledger such as ID checks by rental companies. These attributes may be ‘global’ (i.e. used by any sharing providers) or ‘local’ (i.e. used by a specific sharing provider).
Assets – An asset represents a tangible real-world or digital asset that is being shared, such as a car, a house, industrial machinery, an e-book, and so on.
Smart Contracts – Similar to a number of other blockchain platforms, such as Ethereum and NEO, the ShareLedger blockchain will feature highly customisable smart contracts. These Smart Contracts will allow for decentralised autonomous applications that can be attached to an asset and/or account. Every smart contract will be Turing complete, meaning it will have the ability to implement sophisticated logic to manage the sharing of the assets. The smart contracts will be tested and reviewed by ShareRing in a sandbox as well as audited by reputable third-party code auditors prior to implementation.
Proof of Stake Consensus
ShareRing have chosen the Leased Proof-of-Stake protocol as the consensus algorithm for ShareLedger. This choice is based on the practicality and security benefits evident in the Waves platform. It is also much more cost effective than Proof-of-Work (POW), and will not suffer from the current issues Bitcoin and other POW cryptocurrencies are facing such as scalability and electricity consumption.
The ShareRing App
At the heart of the ShareRing project lies the ShareRing app:
A universal ‘ShareRing’ app is being developed that will allow anyone to easily see and use any sharing services around them. Each partner will have the option of developing a ‘mini’ app within the ShareRing app that will have functionalities specific to that partner. The app will use geolocation-based services to display the ShareRing services that are nearby
Social Media Presence
Coming from a social media background I feel this is an extremely important area to look into, especially in the crypto world.
ShareRing has done an okay job in growing their social media presence however I feel it could be much better. Here is a look at some of the key stats for their online social media presence:
Youtube: 191 Subscribers Instagram: 238 Followers Linkedin: 376 Followers Telegram: 6,525 members (very active) Twitter: 2,216 Followers (Fairly regular updates) Facebook: 1,965 Followers
Whilst social media may not be a priority just now I feel there has to be a big presence with image-based platforms and video-based platforms. Youtube and Instagram should be made a priority here as it spans all generations:
Other News on ShareRing
There is a lot of stuff going on at the moment with ShareRing which is what makes it an exciting prospect. Rather than give information on each of them here are some highlights provided by the ShareRing team.:
- ShareRing's revolutionary ID management based module OneID.
- Worlds first Blockchain based eVOA in place with major Thai company targeting 5 to 10 million travellers from 20 countries.
- 2.6 million International Hotels/ Accommodation coming on to the Platform. Lots more to come!
- Partnership with HomeAway
- 200,000 Activites, Tours and Events added to the ShareRing App
- Multi Global Car Sharing Partnerships
- 1 Partner Directly Integrating SHR's OneID consisting of 1.2 million Vehicles across 150 Countries
- Luxury Car Brand Sharing Platform purely based on SHR
- SHR payment system SHRP available in 10% Taxi Terminals in Australia
- SHRP available in 10,000 EFTPOS Terminals Australia wide
- White Labelling Services incorporating ShareRings revolutionary OneID
- 20 Significant Unannounced Partnerships, more to come!
- Major Partners include -
- BYD (Largest Electric Car Maker in the World)
- DJI (Largest Drone Maker in the World)
- Keaz (300 locations around the world)
- Yogoo EV Car Sharing
- MOBI Alliance Member
Overview of Positives and Negatives
Negatives
Social Media and marketing possibly needs to be ramped up in order to bring more awareness to the project.
The roadmap and white paper has not been updated recently for 2019/2020 but this I believe is coming soon.
Positives
With a low market cap project like ShareRing the risk to reward ratio is very good for retail and institutional investors.
Technical analysis of current prices, currently at 31 Satoshi, is also very good with resistance levels at 50, 77 and 114 Satoshi which would be nearing its all time high.
Referral program will increase the numbers of users that are currently using the site.
If ShareRing can capture even a small % of the overall sharing market then success looks assured.
There are 20 new announcements coming up and with Tim Bos looking for more partnerships it seems likely that ShareRing will break ATH prices soon.
Great long term hold, in my opinion.
Realistic Expectations of ROI
Short term (4 weeks - 12 weeks)
Short term looks great for ShareRing both from a TA point of view and a fundamental point of view.
With lots of news still to come out about ShareRing there is not going to be a shortage of fundamentals to drive the price up. From a TA point of view the next line of resistance stands at around the 50 Satoshi level which would complete a massive cup and handle formation from August 24th of this year. After that we are looking at resistances of 77 and 114 to reach near the all time highs which i expect ShareRing to reach going into 2020.
Long term (6 Months - 2 Years)
If ShareRing can onboard users and keep on making partnerships at the same rate there will be no stopping it. It’s all about onboarding the users and utilising the most powerful marketing tool ever - word of mouth!
When a great app is realised with great and useful functionality then it tends to go viral and I am hoping this happens for ShareRing.
With a market cap at the moment of just under $6 Million then I don’t think it’s crazy to talk about 1000% increases in the next 2 years and I really believe that is being extremely conservative, given where we think crypto is heading as a whole.
submitted by Grills93 to CryptoMoonShots [link] [comments]

Uni of Nicosia first to accept Bitcoin

Uni of Nicosia first to accept Bitcoin submitted by IWillNotBiteYourDog to Bitcoin [link] [comments]

Best places to spend Bitcoin

Bitcoin is the largest and most popular digital currency. In the beginning, Bitcoin was for pizza but not anymore. This currency is by far borderless, and it will do much more than get you pizza. This is as a result of many companies accepting this currency in completing transactions. If you were withholding your Bitcoin worried about how to spend it, this article will be helpful. You will be amazed by the convenience of spending it on your favorite online sites.
In this article, we will highlight the leading platforms accepting this mode of payment. These are the best places to spend Bitcoin online. On these platforms, all your needs will be fulfilled satisfactorily.
Social media marketing.
InstaSmarter.com is a leading social media marketing company ideal for internet marketers and entrepreneurs. Their unique services guarantee consistent growth in social media following. Their expertise will boost your Facebook, Instagram, YouTube, and Pinterest following thus improving your brand popularity. They accept payment through Bitcoin, Litecoin and other forms of cryptocurrencies. InstaSmarter is essential to bloggers, musician, photographers, and internet marketers looking forward to increasing social media following.
Gold and silver acquisition.
Are you interested in purchasing gold and silver bars or coins? Bitcoin Commodities has got you covered. Through this online platform, you can purchase these precious metals without a hustle. Through their customized services, they will ship your order anywhere in the world. This is one of the best places to spend Bitcoin.
Online shopping.
If you like shopping online, Overstock will let you pay via Bitcoin. This online store offers everything from jewelry, furniture, electronics, clothing to bedding and tools. All these can be purchased and paid by Bitcoin. Overstock also accepts other forms of cryptocurrencies. This shop is essential if you're looking forward to spending your Bitcoin shopping.
Traveling.
Various travel agencies are accepting Bitcoin. If you wish to make travel arrangements, you can easily book your tickets with Bitcoin. Agencies such as CheapAir, Expedia and Webjet will let you spend your Bitcoin on both international and domestic flights. Expedia will even let you pay for hotel bookings using digital currency.
Pay for TV.
TV payments can be made using Bitcoin. Satellite TV providers such as Dish have been accepting Bitcoin for quite a while. This is essential in ensuring that you enjoy your TV subscription without using any other form of currency. This payment is also made online thus a smooth TV subscription payment process.
Movies and games purchases.
If you are into online gaming, it's a relief to know that Bitcoin is accepted as a mode of payment. Microsoft, for example, allows their customers to purchase movies and games from their Microsoft accounts using Bitcoin. This is vital to gamers owning Xbox consoles as they can spend their Bitcoin on the Xbox store.
Gift cards.
Buying gift cards with Bitcoin will help you spend it with companies that do not accept Bitcoin. These gift cards will also be great presents for friends and family. Gift cards can be purchased from eGifter.com an online site offering more than 250 gift card brands. These will see you getting an Uber paid through cryptocurrency.
Charity.
Charitable organizations such as Greenpeace and Red Cross are now accepting Bitcoin. Making a donation is now easy as you can send your donation online. This is essential in helping outreach the needy without using physical currencies. It is also a great way to spend your Bitcoin by funding charity outreach.
Luxury goods.
Purchasing luxury goods has never been this easy. At BitPremier, you can purchase high-end works of art or a performance sports car and pay with Bitcoin. Real estate property can also be purchased here. This is essential to customers making these purchases using cryptocurrency.
Tuition payments.
University students can pay tuition fees using Bitcoin. The pioneer of this trend is the University of Nicosia in Cyprus. Studying here will enable one to make tuition and other fees payment through digital currency. As this trend will soon be global, it will be the best way to make fees payments.
submitted by instasmarter to CryptoCurrency [link] [comments]

318 addresses own 80% of all USDT

318 addresses own 80% of all USDT
318 wallets contain more than $ 1 million in USDT stablecoins, which together account for about 80% of all issued coins. Bloomberg reports it regarding a study by Coin Metrics.
https://preview.redd.it/4zeikfpbv0g31.png?width=700&format=png&auto=webp&s=55968a93bdfcc8926921773e489f7abe5e130c51
Coin Metrics co-founder Nick Carter noted that the largest holders of USDT are brokers working with Chinese investors and high-frequency traders, as well as cryptocurrency exchanges such as Binance, Huobi, and Bitfinex.
"The concentration of Tether suggests that control of Tether is in the hands of a few central players who can swing Bitcoin prices, and have a vested interest in doing so," said John Griffin, a finance professor at University of Texas at Austin. "It also suggests that many exchange players have a vested interest in keeping the Tether game going."
It is noteworthy that USDT was used to conclude 40% and 80% of all transactions precisely on Binance and Huobi, respectively.
The Coin Metrics study included USDT wallets based on the OMNI and Ethereum protocols.
This material is considered a marketing communication and does not contain, and should not be construed as containing, investment advice or an investment recommendation or, an offer of or solicitation for any transactions in financial instruments. Past performance is not a reliable indicator of future results.
Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 84.16% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Legal Information: ITRADER is operated by Hoch Capital Ltd., a Cypriot Investment Firm (CIF), authorized and regulated by the Cyprus Securities and Exchange Commission (CySEC) under the license no. 198/13, in accordance with the Markets in Financial Instruments Directive (MiFID II).
submitted by Itrader_com to u/Itrader_com [link] [comments]

scam treevor sosytee sosono UNSW

Wanted to raise awareness about a guy named trevor sosono who goes around campus scamming international students. He's roughly 6'0", 28 years old, and zimbabwean. He shows you his passport and license details to get you trust him then asks you to withdraw a certain amount of money for made up reasons (e.g. deposit on rent, bitcoin gambling). He also transfers money to your account on the spot- which makes his act all the more concinving- but the transfer is fake. He approched me on the 22th of may at anzac parade near the bike place across khing thai and borrowed $700 off of me which he never repaid. I've read Chinese message board posts mentioning he scammed people for up to $29,000. There are other posts saying he also runs bitcoin scams. Other details about the guy:
-cyprus international university graduate -moved from university of newcastle -studying in unsw right now -dad is an ambassador(?) he mentioned that he moves frequently -social media: mrtrey999 in instagram and sosytee in twitter
the message board post i was talking about; the link includes his passport and license details
Please upvote for awareness! Scams can happen to just about anyone. The scope of the damage he is causing goes beyond money but emotionally as well. Exposing scammers such as himself ensures a safe environment for international and local students alike to make the most out of their studies.
submitted by unswscamalert to unsw [link] [comments]

BITJOB-Announces Partnerships with Universities Including UC Berkeley and McGill

BITJOB-Announces Partnerships with Universities Including UC Berkeley and McGill
https://bitjob.io
As the world’s first global marketplace for student employment built on the blockchain, the core element of the bitJob mission is to connect university students with opportunity for gainful employment and engagement with digital currency, and we feel these announcements are an early step towards our long-term goal.
With the STU Token Pre-Sale currently underway and performing exceptionally well, we are proud to enshrine our involvement with a number of prestigious, top tier world universities and blockchain-centric student groups who are committed to bitJob’s mission to revolutionize student employment on the blockchain.
bitJob has officially partnered with the following….
Blockchain at Berkeley at UC Berkeley (Berkeley, California).
McGill Cryptocurrency Club at Mcgill University (Montreal, Canada).
University of Florida Bitcoin Club (Gainesvillle, Florida).
Concordia Fintech Society at Concordia University (New York City, New York).
The Ivey Business School at Western University (Ontario, Canada).
Infolab at The Cyprus International Institute of Management.
The Blockchain Education Network (Global).
We will be working with these institutions and groups to optimize outreach, development, and the human network underlying the bitJob platform. We consider this to be a formidable beginning to an outreach campaign that will span the globe for the most forward-thinking schools, universities, institutions, and collaborators to make bitJob an essential resource for students around the world.
If you are affiliated with a University or student group and would like to connect with bitJob, please reach out at: [email protected]
The bitJob STU Token Pre-Sale continues until August 16th, 05:00PM UTC, and the Official Token Sale begins on September 12th. Click Here for more info.
submitted by boytrianda to bitJob [link] [comments]

ECA.: 0212 .425 .64 .25 :.Zeytinburnu Eca Kombi Servisi ... Dr H K Kharbanda Trusted exchanger PaySafeCard to PayPal, Skrill, PM, WM ... HAYOTIY SABOQ // LIFE iFX Expo Cyprus 2019 - Highlights by B2Broker

Bitcoin may challenge the dominance of networks such as Visa and Mastercard. Its use by Baidu and the University of Nicosia and support for these moves by the governments of China and Cyprus respectively goes a long way to establishing bitcoin in the pantheon of world currencies. The University of Nicosia has received its first tuition payment from a student using bitcoin. Back in November, the Cypriot university announced it would accept the cryptocurrency for tuition and fee payments, becoming the world’s first accredited university to do so. By late November the university had received a payment from Francois Rossouw, a South African student. Bitcoin has taken yet another step into the realm of real life viability, as the University of Nicosia (UNic) in Cyprus decided to accept the digital currency for payment of tuition and other fees, making it the first in the world to do so. An anonymous reader writes "The University of Nicosia has begun accepting bitcoins as payment for its courses, as well as launching a Master of Science degree focusing on digital currencies.The announcement is part of a proposal set up by the university to develop the Mediterranean island into a hub for bitcoin trading, processing and banking, as use of the virtual currency continues to gain ... The University of Nicosia in Cyprus has announced that it will accept bitcoin for the payment of tuition and other fees. The university, also known as UNic, is not only the first accredited ...

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